Oman Business Today

DUBAI, UAE – ARAB NEWSWIRE -- A credit card can be a highly useful financial instrument to carry out day to day expenses. Typically, they come loaded with rewards and offers that make them ideal for regular spending. Some cards even provide points on every spending done locally or internationally. One can redeem the accrued points to offset purchases without having to spend anything extra from the credit limit. To know more and to get the best credit card in the UAE, one can check and compare the different types of credit cards that are provided by different financial institutions. Perks of Using Credit Cards for Everyday Purchases   To know more reasons why applying for a credit card may prove to be beneficial, check the points below: Credit Cards Are Safer to Carry and Use   Carrying a credit card may be way safer than carrying a lot of cash in the wallet. If one's wallet is stolen or misplaced, there are chances of the cash getting misused too. However, when it comes to credit

Dubai, UAE - ARAB NEWSWIRE - The urgent need for extra money can occur when one least expects it. If the need is immediate, then arranging the funds can be a task. Individuals can avoid such a situation through a personal loan. Personal loans can be used to fulfil requirements such as funding a wedding, paying education fees, buying home renovation products, and more. Most personal loans can also be unsecured loans. This means to get the loan sanctioned, the individual does not have to pledge any collateral as security. Several banks provide personal loans. Some banks even provide personal loans without salary transfers. However, the options will vary from bank to bank. If one wants to  apply for a personal loan , then one may want to check out the different options and compare them. How to Choose the Best Personal Loan in the UAE   As mentioned above, different banks offer different options when it comes to providing a personal loan. However, not all options might align with an appli

Dubai, UAE – ARAB NEWSWIRE - Growing wealth over time can be tricky and might require an investor to adopt different financial strategies that align with his/her wealth goals. Among the various other wealth-building factors, one of the most important ones that an investor can consider incorporating is the diversification of the investment portfolio. However, diversifying an investment portfolio can be a task, especially for people who are new to investing. One might face challenges such as identifying the right assets to invest in, how much to invest, when to invest, and so on. To tackle such limitations, one can take the help of any reputed bank or financial firm that provides comprehensive wealth management services and helps in creating a portfolio. However, while creating it, one may also want to avoid some of the common mistakes that are listed below. Being Too Diversified or Not Diversified Enough   If an investor purchases excessive shares of only one sector/industry, then it

Dubai, UAE – ARAB NEWSWIRE - Investing is one of the most popular methods of growing wealth. One can identify his/her wealth goals and accordingly create a wealth management strategy to reach those goals. While it might sound easy, the implementation of the investment plans and strategies can be overwhelming. To avoid facing any unpleasant situation that one did not anticipate before investing, it is advisable to know the basics of investing as well as the rules of investing. Though there are no set and defined thumb rules, there are some common practices that investors, especially the new ones, may start to take note of before investing. By following the basic rules of investing, one may be able to grab opportunities that may deliver potential high returns. Check out some of the common rules of investing to know more about them. Here are the 5 things to consider before investing   Understanding I nvestment G oals   The first step to create an investment portfolio is to identify and

Dubai, UAE – ARAB NEWSWIRE -- A personal loan can be highly beneficial when an individual needs money for urgent requirements or to fulfil other monetary needs. Most personal loans are also unsecured loans, which means they do not require one to pledge any collateral as a form of security. While individuals can easily apply for a personal loan in the UAE from any bank, banks may require one to have an account where his/her salary gets credited. This is to ensure that applicants repay the loan amount on time. It also reduces the risk of lending, since having a legitimate bank account can act as reassurance that the borrower will be able to pay back the money. For many salaried borrowers, this might not be an issue. However, for those who get their salaries in cash or cheques, getting a personal loan with salary transfer can be difficult. Thankfully, many banks in the UAE have now started to sanction  personal loans without salary transfer  requirements. To know more about how to avail

Dubai, UAE -- ARAB NEWSWIRE -- There are various types of credit cards that are available in the UAE, such as Rewards, Cashback, Miles/Travel. Depending on the typical spending habits, lifestyle, credit situation and other factors, one can choose the best credit card that suits his/her needs and requirements. When the right credit card is used for the right type of transaction, one can get cashback, points or redeemable miles. Credit cards offer the best of lifestyle and business privileges, helping customers gain more benefits from their everyday expenditure. Factors to Consider While Choosing the Best Credit Card in the UAE   When comparing and choosing the best credit cards in the UAE, one can keep the following factors in mind:   Spending Habits A person's spending habit is one of the determining factors to choose a credit card. If someone regularly shops online or buys groceries, then a cashback/rewards credit card might be a better option. A Miles/Travel credit card might

Dubai, UAE -- ARAB NEWSWIRE -- Emergency situations and the need for extra money can crop up at any time. To tackle any such unexpected circumstances without getting worried, one can rely on savings. Savings can help face dire situations and also let one fulfil different needs, such as buying home decor or renovation items, buying a car, jewelry, paying fees for higher education, and so on. All in all, it is a good and healthy habit to start saving, even if it means a small amount each month. Though there is no definite rule as to when can one start saving, ideally most people open a savings account in a bank when they start earning money. A savings account comes with benefits too. For instance, when one opens a savings account, he/she can earn interest each month, withdraw money whenever required, access online banking services at any hour, and more. Read along to know about the multiple benefits. Easy to Start To open a savings account, one does not need a lot of planning. Most ban

ROSTOCK and BERLIN, Germany -- ARAB NEWSWIRE --  A research paper on the frequently misdiagnosed disease Hereditary Angioedema (HAE) and the currently running clinical study ‘Hereditary Angioedema Kininogen Assay (HAEKA)’ was recently published in the international Orphanet Journal of Rare Diseases. Patients with HAE are characterized by unpredictable and painful attacks of swellings on different parts of the body. The HAEKA study aims to identify prognostic biomarkers for HAE – molecules that reflect the disease status and are able to predict attacks before they physically start. This would improve patient’s life considerably as they can observe the biomarker level, take immediate actions, and prevent attacks. In the HAEKA study, participants receive study boxes including lancets for finger pricking that allows self-sampling of blood directly during swellings. Such a study design was never applied before for HAE research and gives them hope for exciting discoveries. The HAEKA study i

ROSTOCK and BERLIN, Germany -- ARAB NEWSWIRE --  A research paper on the frequently misdiagnosed disease Hereditary Angioedema (HAE) and the currently running clinical study ‘Hereditary Angioedema Kininogen Assay (HAEKA)’ was recently published in the international Orphanet Journal of Rare Diseases. Patients with HAE are characterized by unpredictable and painful attacks of swellings on different parts of the body. The HAEKA study aims to identify prognostic biomarkers for HAE – molecules that reflect the disease status and are able to predict attacks before they physically start. This would improve patient’s life considerably as they can observe the biomarker level, take immediate actions, and prevent attacks. In the HAEKA study, participants receive study boxes including lancets for finger pricking that allows self-sampling of blood directly during swellings. Such a study design was never applied before for HAE research and gives them hope for exciting discoveries. The HAEKA study i